A Public Adjuster is a skilled and independent professional who assists individuals and businesses in managing their home or business insurance claims. Unlike an insurance company adjuster, a public adjuster stands up for policyholders. They will guide you through the claims process and ensure you receive a just settlement.
Our Services
Indemnity Canada takes the burden of Handling a claim off of you, the policyholder.Indemnity Canada Inc. (ICI) work’s for you, not the insurance company. During a difficult, stressful time when you have so many things to deal with, ICI’s public adjusters relieve you of many time-consuming, complicated tasks involved in preparing and filing your insurance claim.
1.
Policy Review
At Indemnity Canada Inc. we assess your insurance policy including conditions, endorsements, exclusions as well as limitations to determine the maximum settlement recoverable.
2.
Quantify Loss
At Indemnity Canada Inc. we assist you with the quantification of your loss with the support of experts throughout the industry who specialize in property insurance claims.
3.
Prepare & Present Loss
In accordance with industry guidelines and protocols, Indemnity Canada Inc. document the details of your loss so it can be formally presented to your insurer in accordance with the true claims process.
4.
Settlement Negotiations
At Indemnity Canada Inc. we use our integrity as well as our years of knowledge and experience to get your claim resolved in the most efficient and cost effective manner.
FAQ's
When you submit an insurance claim, your insurer will dispatch an adjuster to assess the extent of the loss or damage to your property and establish a claim value. Ideally, this value should reflect the expenses for repairing or replacing the affected structure or items. However, what if you perceive the offered value to be unjust? What if you're uncertain about the coverage of certain items within your policy's terms? Alternatively, perhaps you believe that your insurance adjuster did not treat you fairly. In such cases, a public adjuster comes into play. They will assist you in documenting and quantifying your loss, ensuring a fair settlement. Furthermore, they will aid in comprehending your policy's coverage, guiding you through the insurance claim process efficiently.
A public adjuster can assist you in navigating the claims process and expediting your claim resolution. They will make certain you obtain an equitable payout. When is the best time to hire a public adjuster You have the flexibility to engage a public adjuster at any stage of the claim process. However, the most opportune moment to enlist their services is immediately following the occurrence of the loss. Taking charge of your claim from the outset facilitates a swifter settlement with a better outcome. Seize command of your claim and comprehend both your entitlements and responsibilities.
You can hire a public adjuster at any point of time during the claim process. But, the best time to hire a Public adjuster is right after the loss occurs. Having control of your claim early on allows for a higher return, and quicker settlement. Take control of your claim and understand your rights as well as obligations.
The majority of public adjusters levy a percentage fee based on the claim settlement. The extent of their remuneration fluctuates, and varies from firm to firm ranging from as minimal as 3% to as substantial as 30%, contingent on the claim's magnitude. Occasionally, other prevalent charges encompass a fixed fee or an hourly rate.